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About Coverage Crusaders
At American Income, the mission of the Coverage Crusaders is to provide personalized life insurance solutions that match your unique needs and goals. We believe everyone deserves access to affordable, comprehensive coverage — including life insurance, hospital supplemental policies, and protection for your income, mortgage, and education.
Our clients also receive access to a variety of no-cost benefits and exclusive union-based perks, such as accidental death coverage, health discount cards, child safe kits, and more. These added protections are designed to give your family greater peace of mind — covering more than just what’s in the policy.
Choose Coverage Crusaders Backed by Globe Life-American Income Division for Reliable Insurance Coverage
We use the "Needs Analysis" to create a comprehensive plan that is ideal for each client's situation and lifestyle, and that fits within their budget .
We follow an old principle called the Hour Power Philosophy
What It Is
Built on Union Values
Why It Works
This approach encourages individuals to dedicate just one to two hours of their weekly income toward protecting their family’s future. It’s a small commitment that can make a life-changing difference — especially in the face of unexpected illness, injury, or loss.
Why It Works
Built on Union Values
Why It Works
Think of it this way:
If you set aside the equivalent of just one hour of your paycheck each week, you can help ensure that:
- Your loved ones are financially secure
- Critical Expenses like mortgage, childcare, and college aren't left behind
- Your family’s lifestyle is protected — even if you're not there to provide it
Built on Union Values
Built on Union Values
Built on Union Values
The Hour Power Philosophy aligns with time-honored union values: sacrifice, solidarity, and support. It’s about taking care of each other and making smart, affordable choices that create real security.